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Posted by Hillman Homes on 12/30/2019

Image by edar from Pixabay

There are many reasons people choose to rent. There are fewer responsibilities, it doesn't take saving up a large down payment, maintenance is likely taken care of and there are no real estate taxes and no homeowners' insurance to pay. That doesn't mean, however, you shouldn't carry insurance. If you rent a home, apartment or condo, there are five fundamental reasons you should carry renters' insurance.

You Are Not Covered By Your Landlord's Insurance

Some tenants make the mistake of thinking in case of a hurricane, flood, storm or even theft, they will be covered by their landlord's insurance. While it is true your landlord probably carries insurance, it likely only covers the structure and their property and losses, not yours.

It Protects Your Personal Property

Renters often feel like they have fewer personal possessions than homeowners. This may be true in that renters often don't need to buy major appliances, lawn care equipment, and other items. When tenants begin to take inventory, however, many are surprised at how expensive it would be to replace what they do own. Replacing furniture, beds and bedding, kitchenware, clothing, and electronics will likely run into the thousands of dollars or more. Renters insurance can help you get a fresh start following a covered calamity.

Renters Insurance Covers You Against Liability Claims

Renters may not be aware that they can be held liable should a friend, family member or even a delivery person should get injured while on or in their rented space. This can be financially devastating, especially when we are having more products delivered to our homes than ever, including food. Renters insurance can cover you against financial claims against you, including settlements and legal fees.

It May Cover Your Possessions When Traveling

An unexpected benefit of renters insurance is, depending on the specifics of the policy, your personal property can be covered while traveling. This may include in your car, while in your luggage or a hotel room. When one considers the expensive electronics many of us travel with these days, this can be an extremely valuable feature.

Renters Insurance is Generally Inexpensive

The cost of a renters' insurance policy may be as little as 10% of that of a traditional homeowners' insurance policy. Renters insurance can be so inexpensive and provide so much peace of mind it should absolutely be considered by those choosing to rent.

Renting instead of buying does not necessarily relieve you of all the responsibilities of homeownership. You are still responsible for your personal possessions and can be held liable in case of an on-site injury.




Tags: insurance   renting   property  
Categories: Uncategorized  


Posted by Hillman Homes on 3/15/2019


Looking for something to do this weekend? Everyone is Irish on St. Patrick's Day! Come check out some open houses with us first and then grab a drink and some Irish food with us at our neighbor's, Paddy's Pub for some St. Patrick's Day festivities.

Details:

Sunday, March 17th - 4pm - 7pm

Paddy's Public House

95 Elm Street, West Newton, MA





Posted by Hillman Homes on 3/1/2019

Please welcome our newest agent, Shannon! She enjoys helping her clients find their perfect home, whether a rental or purchase.  Moving is a big decision to be made and she believes it should be fun and exciting. She has four children, so she also understands the needs of her clients in finding the right homes to raise their children, along with all of the other questions about school districts etc.  Born and raised in Waltham, she learned quickly about customer service working and eventually running her family's limo business. She enjoys getting to know her clients and their "wants and needs" so the home search process can be a successful and fun time. She's always available to talk and meet to answer any questions, so reach out to her today for your real estate needs!

Phone: 781-983-5082 | Email: s.anderson@sha-realestate.com





Posted by Hillman Homes on 2/15/2019

Want to help out a good cause this winter? The Boston Bruins will be hosting their 12th Annual PJ Drive from February 1 - March 15. The drive will benefit Cradles for Crayons and DCF Wonderfund, two non-profits that ensure positive living conditions for children. If you're in Newton area, feel free to stop by one of the local donation centers to drop off some new winter pajamas, sizes 2T - adult medium (location information below!) If you're not in our area, check out this website for a list of other locations: https://www.nhl.com/bruins/community/pj-drive

Newton Location:

Scandinavian Cultural Center

206 Waltham St, West Newton, MA 02465

As always, feel free to stop by our office after - whether you're buying, selling, renting or just want to say hello, we're always happy to help!




Categories: Uncategorized  


Posted by Hillman Homes on 1/2/2019

 There's been some mixed theories about 2019's upcoming real estate market, but the Boston area especially seems to be on the up-and-up. With residential buildings popping up left and right, it's no surprise that it's drawing in the attention of potential buyers and renters. Just one example includes Fenway's Pierce Boston, which is nearly 100% sold out and over 90% leased in just 6 months.

Check out the article here: https://patch.com/massachusetts/newton/fenways-pierce-boston-nearly-sold-out-after-6-months

But don't worry, not all of these new skyscrapers are luxury condos if that's out of your price range. Give us a call and we'd be happy to help find you a home or rental that fits all your needs (without completely breaking the bank!)







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