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Posted by Hillman Homes on 3/30/2020

Purchasing your first home will be one of the most rewarding and fulfilling parts of your life. Itís an important milestone on the way to financial independence and to starting a family for millions of Americans.

It also comes with a lot of responsibilities and unforeseen expenses.

A Reddit user asked the online community what items ended up being useful to them that they didnít think about beforehand. The result was a ton of great advice for new or soon-to-be homeowners.

In todayís post, Iíve broken down the most useful items from all of their responses. So, if youíre going to be a

1. Information about past purchases

One user found that the most useful thing the previous owner left behind were a number of receipts for appliances that would be left in the house. In addition, they also left a list of model numbers for important parts like faucets, and list of all of the paint colors used in the house.

In addition, the previous homeowners even left a binder full of menus for local restaurants. While the seller of your next home might not think to leave behind all of this useful info for you, it doesnít hurt to ask in case they have some of that information saved that theyíll no longer need.

2. Ten thousand dollars

While this comment may be a bit tongue-in-cheek, it does illustrate an important fact for new homeowners: expect to spend some money. As the poster pointed out, there isnít necessarily one thing that youíll need. More likely, youíll find yourself running to the hardware store often for a number of small purchases.

Setting aside some money for these initial expenses is a good idea so that you can get the most out of your home in the first few months living in it without worrying about how or when youíre going to replace some of the many small, but annoying, fixes youíll experience in your new house.

3. A steel hand cart

From day one and onward, youíll be moving a lot of things around your home. Heavy objects like dressers, drawers, refrigerators, and other furniture and appliances will often require two people to move. Well, if you live alone or you and your spouse work different hours, it isnít always possible to have two people around to help lift and move something. To save time and prevent injury, having a dolly (A.K.A. a steel hard cart) on hand will make things easier.

4. Check your cell phone signal before moving day

In spite of the claims of the major cellular carriers, there are still many areas of the U.S. that have little or no reception. This can come as a shock on moving day if you havenít planned ahead.

Fortunately, you can purchase a device called a microcell to boost the cellular signal in your home, preventing dropped calls.

5. A Carbon monoxide and smoke detector, and fresh batteries

As much as you may trust the previous owners, thereís no way to be certain that there arenít any fire or CO hazards in the home that youíre unaware of. Getting new detectors, batteries, and installing them immediately will help you rest easy on your first night.




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Posted by Hillman Homes on 3/23/2020

If you want to find and purchase a great house at a budget-friendly price, it helps to enter the homebuying journey with a plan in hand. Lucky for you, we're here to help you prepare for all stages of the homebuying journey.

Now, let's take a look at three tips so you can set yourself up for success as you search for your dream residence.

1. Make a List of Home Must-Haves

The definition of a dream home varies from buyer to buyer. To define your dream home, you should craft a list of house must-haves and use this list to streamline your quest to acquire your ideal residence.

Think about which home features you need. For instance, if you require a house that boasts multiple bedrooms, you can tailor your house search accordingly. Or, if you need a home that is close to your office, you can search for a residence that provides convenient access to your office.

You may want to make a list of preferred cities and towns, too. This list will enable you to focus on available houses in cities and towns that match your expectations.

2. Create a Homebuying Budget

Learn about different types of mortgages Ė you'll be glad you did. Because if you make an informed mortgage selection, you can begin your home search with a budget at your disposal.

Generally, it is a good idea to meet with banks and credit unions before you launch a house search. Banks and credit unions are happy to teach you about myriad types of home financing. Then, you can select a mortgage that can help you make your homeownership dream come true.

If you are unsure about how various mortgage options work, there is no need to stress. Banks and credit unions employ courteous, knowledgeable mortgage specialists, and these professionals can teach you everything you need to know about home financing.

3. Collaborate with a Real Estate Agent

A real estate agent is a homebuying expert who is happy to share his or her housing market insights with you. By doing so, a real estate agent will help you achieve your desired homebuying results as quickly as possible.

Typically, a real estate agent takes an in-depth approach to the homebuying journey. He or she first will learn about you and find out what you want to find in your dream residence. Next, a real estate agent will help you narrow your house search to residences that satisfy your needs and keep you up to date about available homes that may suit you perfectly. If you find a home you want to buy, a real estate agent then will help you craft a competitive offer to purchase this residence. Finally, if your offer to purchase a house is accepted, a real estate agent will help you complete the homebuying journey.

Want to acquire your ideal residence? Take advantage of the aforementioned tips, and you can put yourself in position to succeed as you pursue your dream home.




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Posted by Hillman Homes on 3/19/2020

Gorgeous, freshly renovated 2 bedroom apartment in a HIGHLY DESIRABLE Arlington location. Large eat in kitchen with brand new granite countertops, new appliances including refrigerator, stove, dishwasher and disposal. This apartment has it all charm, updates, and location. Enjoy extra outdoor living space on large deck that leads to shared fenced in back yard. Dry and clean basement with designated washer and dryer plus plenty of storage space. 2 off street parking spaces complete this package. Perfect commuter location close to all including Mass Ave restaurants and shopping. Absolutely No smoking, Good credit and references a must.

More Info on this Property | New Listing Alerts





Posted by Hillman Homes on 3/16/2020

Ready to buy a home? You'll likely need a mortgage to ensure you can afford your dream residence. Lucky for you, many banks and credit unions are happy to help you discover a mortgage that suits you perfectly.

Ultimately, meeting with a mortgage lender may seem stressful at first. But this meeting can serve as a valuable learning opportunity, one that allows you to select a mortgage that is easy to understand and matches your budget.

When you meet with a mortgage lender, here are three of the questions to ask so you can gain the insights you need to make an informed decision:

1. What mortgage options are available?

Most lenders offer a broad range of mortgage options. By doing so, these lenders can help you choose a mortgage that meets or exceeds your expectations.

Fixed-rate mortgages represent some of the most popular options for homebuyers, and perhaps it is easy to understand why. These mortgages lock-in an interest rate for a set period of time and ensure your mortgage payments will stay the same throughout the duration of your mortgage.

Meanwhile, adjustable-rate mortgages may prove to be great choices for many homebuyers as well. These mortgages may feature a lower initial interest rate that rises after several years. However, with an adjustable-rate mortgage, you'll know when your mortgage's interest rate will increase and can plan accordingly.

2. Do I need to get pre-approved for a mortgage?

Pre-approval for a mortgage usually is an excellent idea, and for good reason.

If you get pre-approved for a mortgage, you may be able to enter the homebuying market with a budget in mind. That way, you can pursue houses that fall within a set price range and avoid the risk of overspending on a home.

On the other hand, you don't need to be pre-approved for a mortgage to submit an offer on a home. But with a mortgage in hand, you may be able to gain an advantage over the competition, one that might even lead a home seller to select your offer over others.

3. How long will a mortgage last?

Many mortgages last 15- or 30-years Ė it all depends on the type of mortgage that you select.

A lender can explain the length associated with various mortgage options and highlight the pros and cons associated with these mortgages.

Moreover, you should ask a lender if there are any prepayment penalties if you pay off your mortgage early. This may help you determine whether a particular mortgage is right for you.

When it comes to finding a lender, don't forget to meet with several banks and credit unions. This will allow you to discover a lender that offers a mortgage with a low interest rate. Plus, it enables you to find a lender that makes you feel comfortable.

If you need assistance in your search for the right lender, be sure to reach out to a real estate agent. This housing market professional can provide details about local lenders and ensure you can accelerate your push to acquire your dream residence.





Posted by Hillman Homes on 3/12/2020

This is a great one bedroom apartment in Waltham on the Newton line. Bright and sunny second floor unit with gleaming hardwood floors throughout, will have fresh paint, huge closets, gas heat, off-street parking, easy access to Route 128, the Mass Pike, the MBTA Bus, and walking distance to trendy Moody St. restaurants and shopping. No laundry in the building but laundromats nearby. Pets negotiable case by case. **Please specify address when contacting**

More Info on this Property | New Listing Alerts




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